Housing Loans

RDB offers special housing loan schemes for the lower income sectors at attractive interest rates. These loans are granted with repayment periods up to 10 years. Housing loans are offered for purposes such as outright purchase of a house, to buy a land to build a house, renovations and to add new units to an existing house.


Purchase land, House & Build a house.

Interest Rate

Property mortgage up to Rs. 5Mn

  • Up to 5 Years  16%
  • Above 5 Years 16%

Other guarantee up to Rs. 1Mn 

  • Up to 5 Years  18%
  • Above 5 Years 18%
Loan Securities

Personal guarantors / Immovable assets

Loan Amount

Maximum loan amount Rs. 5 Mn

Maximum Repayment Period

10 Years

Area of Operation

All island


Be a citizen of Sri Lanka
Should not be a willful defaulter
Have the effective repayment capacity

* Conditions Apply

(RDB Bank holds the authority to change, add or revise any condition, term or statement in this facility)

For more information, please contact the Manager at your nearest RDB Branch or call centre: 011 203 5454

Chief Manager (Credit)
Credit Division.