Consumption Loans

Consumption loans are identified as a popular mode of personal loans.

Eligible Activities

Any consumption requirement of legally acceptable

Interest Rate
  • Government/Statutory Board Employees   
    • Repayment period  below  5 years   – 22%
    • Repayment Period over 5 years        – 22%
  • Other Employees
    • Repayment period  below  5 years   – 23%
    • Repayment Period 5 – 7 years           – 23%
    • Repayment Period over 7 years        – 23%
Limitations

Should have sufficient existing income and it could be revealed.

Loan Amount

Maximum Loan Amount Rs. 5 Mn

Maximum Repayment Period

10 Years

Required Documents

– 3 Recent Salary Slips
– 2 Guarantors

Eligibility
  • Be a citizen of Sri Lanka
  • Should not be a willful defaulter
  • Have the effective repayment capacity
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