Consumption Loans

Consumption loans are identified as a popular mode of personal loans.

Eligible Activities

Any consumption requirement of legally acceptable

Interest Rate
  1. Government/Statutory Board Employees    9.75% 
  2. Other Employees
  • Repayment period  below  5 years   – 13.50%
  • Repayment Period over 5 years        – 14.00%

Should have sufficient existing income and it could be revealed.

Loan Amount

Maximum Loan Amount Rs. 5 Mn

Maximum Repayment Period

10 Years

Required Documents

– 3 Recent Salary Slips
– 2 Guarantors

  • Be a citizen of Sri Lanka
  • Should not be a willful defaulter
  • Have the effective repayment capacity